Practical and easy to follow
Popular radio host and bestselling author, Ramsey debunks the many myths of money and offers a bold, plain approach to money matters. His simple yet effective The Total Money Makeover not only provides the how-to but also a grounded and inspiring hope to get out of debt and achieve total financial fitness. Those people who are tired of the lies and the fake assurances and who want to turn their depressing little bank account into a bulked-up cash machine, then look at this- it's the easiest, straight forward motivational tool to whip your money into shape.
Ramsey candidly says pay cash, work hard and stay out of debt. He first encourages the readers to take small steps and secure a 15% of income in emergency and retirement fund; finally start saving for children's college expenses. Then pay off all the debts from smallest to largest. Money maestro Dave Ramsey knows the problems in carrying out these steps into action, and therefore he fills his book with his client's testimonials, who have exercised his solid saving and investing principles, and become debt-free.